Smart Money People Logo

Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Review Penny Post Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Penny Post Credit Union Loans reviews (663)

What a great company to do busy with.

5
They are very easy to contact both by phone, e mail and chat. Their web site is so easy to use to do transactions and transfers with. Brilliant company and credit to each and every staff member involved, well done and keep up the great work. Reviewed on: 25th June 2022

Great way to save for big spends!!

5
I honestly forgot I had the account as I only pay £10 per week. When I rang and asked, I had over £800 saved. I also had a loan when times were tough. They are sensible and don't just give them out but they're less stressful than other lenders. A1!!! Reviewed on: 25th June 2022

Best loan company

5
They are by far the best loan company about Reviewed on: 25th June 2022

Efficient and easy

5
Always ready to help quick to sort out what you want excellent service. Reviewed on: 25th June 2022

Never let me down

5
Wish high street banks were like penny post excellent service polite staff grill Reviewed on: 25th June 2022

best thig i have ever done. don't miss the money.

5
easy to set a saving account and easy to get money out. Reviewed on: 25th June 2022

amazing

5
dedicated staff proffesional and always go the extra mile to help you Reviewed on: 25th June 2022

Penny post

5
Credit unions are one of the great financial providers. Over the years penny Post has enabled me to save money from my wages each week. This provides the security to cover the unexpected costs that occur in life. And to build a financial income for the future. Reviewed on: 25th June 2022

Brilliant

5
Really helpful and useful services especially during the recent financial upheaval. Would strongly recommend them. Reviewed on: 25th June 2022

TOP PEOPLE

5
THEY ARE VERY HELPFUL ANSWER ALL YOUR QUERIES Reviewed on: 25th June 2022

Do you have a different Penny Post Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Penny Post Credit Union?

    View all products