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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (663 reviews)

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4.88

Based on 663 reviews, last reviewed 2nd Sep 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Excellent and efficient service

Applied for a loan via app - decision within 24hrs. Interest rates favourable. Customer service fantastic. Reviewed on: 3rd September 2021

Loans

Great rates and easy to apply with a fast response Reviewed on: 2nd September 2021

Top credit union

Always been treated fairly by that staff they give you the best advice that is tailored to suit your newds Reviewed on: 1st September 2021

Rapid Response

The loan application process is quick, easy to navigate and rapid feedback. Reviewed on: 1st September 2021

Money should never be convenient...

The ability to be-able to take a LOAN at any time from MY PennyPostcu, is an absolute life saver.... “I don’t want to own the World, just want to live in it...and this flexibility, allows me and a rude assumption-Others.."? Reviewed on: 1st September 2021

Always there in a flash

I've used penny post on many occasions, I save with them and I've had loans with them. And it's so easy and stress free to apply for a loan. It's in your account in a flash, thumbs up for penny post Reviewed on: 31st August 2021

good

u helped when i needed u thanksu helped when i needed u thanks Reviewed on: 31st August 2021

Nice to save

Nice an easy way to save money and if i need a loan it's not as expensive as other lenders Reviewed on: 31st August 2021

Amazing service

Applied for a loan on a Thursday…. Money in the bank by Friday! Reviewed on: 31st August 2021

Amazing!

Great communication, fair decisions, dont pay loads back on top, wouldn't go anywhere else! Just amazing i also save with them too. A company that actually does help x Reviewed on: 31st August 2021

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