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Penny Post Credit Union: Loans reviews

4.88
Based on 663 reviews, last reviewed 2nd Sep 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Penny post

5
No hassle to save or get loans easy to apply and complete forms Reviewed on: 31st August 2021

Consolidation top up

5
Very easy to apply,got an answer within 2 hours,no hassle with getting paperwork etc,just sent items electronically,would thourghly recommend to anyone especially Royal Mail employees. Reviewed on: 31st August 2021

Better than high-street bank

5
Process was quick and easy to understand Reviewed on: 31st August 2021

Very satisfied

5
Iam very satisfied with the whole process from applying for the loan till receiving the money. It was straightforward and easy. Highly recommend Reviewed on: 31st August 2021

Helped me out in hard times

5
Penny post helped me to refinance my loans so I could make funds available to bury my dad when he passed away. Thanks again penny post I wouldn't of managed without you Reviewed on: 31st August 2021

My Experience of Penny Post

4
Found the staff are helpful and friendly and the money was in my account within a few days. Great service!! Reviewed on: 31st August 2021

Super credit union

5
Always reliable trustworthy and speedy with the various products and services i have used well done pp! Reviewed on: 31st August 2021

Excellent

5
Very helpful and understanding. Reviewed on: 31st August 2021

Easy to use

5
Really simple process. Company are quick to verify details and issue loans. Reviewed on: 31st August 2021

Great service no fuss loans .Easy and simple to aply

5
Just a great company loan service which helped me out when I needed a loan Reviewed on: 31st August 2021

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