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Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (4)

Had 2 loans off you and I asked for another and now...

1
Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

They are not giving the correct information and they...

1
They are not giving the correct information and they are not following what they are committed. Reviewed on: 3rd June 2025

Disappearing paperwork

1
I had a debt management plan with them and never missed a payment for the last 7 months. Now I'm told I'm not on a debt management plan and it was an human error and I need to redo all the things I did 7months ago. They tell me they can't find the paper work. When they initially had the paperwork to start the plan in the first place. I feel they lost paper work on purpose to make my debt management plan fail. I was initially happy with their services but moves like these show me their not a trust worthy company Reviewed on: 21st March 2025

Let down

1
Penny Post refused my loan application when I really needed it Reviewed on: 22nd July 2022

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