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Perfect Pet Insurance: Pet Insurance reviews

4.72
Based on 1,748 reviews, last reviewed 27th Jan 2026
99% decrease in 5 star reviews
in the past 90 days
89% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Spoke to a polite, native speaker. Spoke to a polite, native speaker. Service was a little slow but that wasnt a problem. Resolution made with common sense, that was a plus. Reviewed on: 15th January 2026
Jim's avatar
Jim

Latest lowest rating:

1

Disgraceful company, will do anything to not pay out... Disgraceful company, will do anything to not pay out for a genuine claim. Our dog had surgery in 2022 but it was noted his ears needed cleaning. Becau... Read more Reviewed on: 27th January 2026
Philip's avatar
Philip

About this product

Perfect Pet offer pet insurance for dogs and cats.

Perfect Pet insurance for dogs and cats can start from just four weeks old, with no upper age limit for pets in their senior years. 97% of claims are paid in just five working days and if the vet accepts, payments can be made direct to them.

Perfect Pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used Perfect Pet before, you can also leave a review and share your experience.

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Perfect Pet Insurance Pet Insurance reviews (1748)

Fast and friendly

5
Amazing company! Service is quick and easy, and staff are super friendly especially Tory in the renewals team who helped my upgrade my cover. I will definitely be recommending you. Reviewed on: 2nd September 2022

Wonderful company, comprehensive cover

5
Comprehensive cover and good prices. Reviewed on: 1st September 2022

Absolute crooks

1
Perfect Pet paid out on the claim I made when my dog had a cancerous mast cell tumour removed from his muzzle, near his nose. This was clearly stated what it was in the notes. Yet, the continuation claim, from North Downs Specialist Referrals which did not even treat anything on his muzzle, has been declined for no valid or appropriate reason, citing that it is now ‘dental/oral related’. A mast cell cancer is clearly not an issue in any way related to dental or oral health, and the continuation treatment being claimed for did not even deal with anything on his head at all! The complaints procedure is a joke. 5 days to acknowledge and eight weeks to consider it! The way my claim has been handled is absolutely appalling, and no doubt the reason why Perfect Pet already has so many poor reviews on TrustPilot. Consumers need to know about your shady practices and be warned never to sign up with them. There are plenty of pet insurance providers who are reasonable, professional and prompt, and pay according to the policy and treatment of the dog. Reviewed on: 1st September 2022

Good service and easy to deal with

4
I've used Perfect Pet for a few years now. Thankfully not too many claims for our 2 dogs, but when we needed to, the process was simple and the people I dealt with at Perfect Pet were very good Reviewed on: 1st September 2022

Really helpful

5
Such a helpful and nice company. Been with them for a few years now and everytime we have to spoken everyone has been great and really tried to help us and get us the best deals etc. Reviewed on: 31st August 2022

Intuitive

5
Very intuitive website. Great value and good options for various types of pet insurance. Reviewed on: 31st August 2022

Claim for poorly pooch.

5
This was the first time I had ever had to claim on my insurance but myclaim was dealt with quickly and efficiently. Reviewed on: 31st August 2022

Easy, understandable, great price

5
Great experience so far. Haven’t had to claim yet (thank goodness) but the communication is clear and the cost is competitive. Reviewed on: 30th August 2022

Great experience

5
easy setup, pricing was very reasonable Reviewed on: 30th August 2022

Excellent service

5
From start to finish been excellent to deal with. Reviewed on: 30th August 2022

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