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Perfect Pet Insurance: Pet Insurance reviews

4.73
Based on 1,746 reviews, last reviewed 3rd Dec 2025
42% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Connor sorted my direct debit issue quickly and assu... Connor sorted my direct debit issue quickly and assured me it would be resolved Reviewed on: 20th November 2025
Kamila M's avatar
Kamila M

Latest lowest rating:

1

Avoid at all costs. The majority of high ratings from customers seem based on cost of the insurance - and Perfect Pet are certainly competitive. If my personal experience... Read more Reviewed on: 3rd December 2025
Smith 's avatar
Smith

About this product

Perfect Pet offer pet insurance for dogs and cats.

Perfect Pet insurance for dogs and cats can start from just four weeks old, with no upper age limit for pets in their senior years. 97% of claims are paid in just five working days and if the vet accepts, payments can be made direct to them.

Perfect Pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used Perfect Pet before, you can also leave a review and share your experience.

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Perfect Pet Insurance Pet Insurance reviews (1746)

Beware of out of hours vet fee caps!!!

1
I need to access out of hours vets with my dog, he had a non life threatening condition so they will only pay the first £35...because of this my claim was denied as that plus the medication meant it fell under the £90 excess. They don't use any discretion when making their decisions either, on the day my husband had been placed on life support and in an induced coma, I was managing that, two children and a sick dog...when I was at my absolute lowest point in life they have come along and kicked me. I was paying an insurance fee thinking I had the security blanket...it's just not the case...avoid at all costs, pay a bit more and opt for a more established company. Reviewed on: 17th October 2025

Outstanding customer services from Perfect Pet

5
I can’t recommend Perfect Pet highly enough. Their monthly insurance cost is very competitive, offering excellent value for the level of cover provided. Throughout my time with them, their communication has been exceptional — they always kept me informed and up to date with my claim, and every interaction was friendly and caring. What really sets Perfect Pet apart is their personal touch. When I sadly lost my dog, they went above and beyond by sending me a bereavement card, which meant so much during such a difficult time. It’s rare to find a company that genuinely cares about its customers the way they do. Truly the best service I’ve experienced with any company — professional, compassionate, and completely reliable. Highly recommended! Reviewed on: 17th October 2025

Customer relations

5
Good communication constantly keeping me informed on all progress Reviewed on: 16th October 2025

Outstanding customer service and knowledge

5
Outstanding customer service and knowledge Reviewed on: 14th October 2025

fab customer service, our insurance lapsed as we cha...

5
fab customer service, our insurance lapsed as we changed banks and they were so helpful and added the missed payments on to the yearly charge rather than a big chunk of money out at once Reviewed on: 14th October 2025

Ollie was very helpful, went through all the details.

5
Ollie was very helpful, went through all the details. Patient and careful Reviewed on: 14th October 2025

Good value.

5
Easy to take out on line, very simple to follow. Reviewed on: 14th October 2025

Have been with Perfect Pet for many years with affor...

5
Have been with Perfect Pet for many years with affordable cover & everything explained in the perfect manner. All colleagues very well informed & can answer every question or issue I've raised. Would def recommend Reviewed on: 14th October 2025

Loyal customer and disappointed

1
I’ve been with you a number of years and hoped you could help me out, but you refused. Reviewed on: 14th October 2025

Excellent website to navigate, customer services ar...

5
Excellent website to navigate, customer services are very helpful Reviewed on: 14th October 2025

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