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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Fast finances

Straight forward application process and easy to track with the online account Reviewed on: 11th June 2020

Need money quickly to buy a horse!

I need funds quickly and RateSetter was great to use and the terms favourable Reviewed on: 11th June 2020

Easy to apply for, fast approval, small fee, what can you ask more.

I have tried before at my high street bank, but not being satisfied, I found on internet this offer, I am happy with my decision. Was easy to apply for, fast approval, with a small fee, what I could ask for more. Reviewed on: 11th June 2020

Brilliant

Easy application really good to work with thank you! Reviewed on: 11th June 2020

First -class service

Very easy application process. Terms and conditions fully explained. No hassles! Reviewed on: 11th June 2020

Quick and Easy

No issues. Straightforward process and money came through quickly. Reviewed on: 11th June 2020

Simple

I have found Ratesetter easy to use with quick decisions and comparable rates Reviewed on: 11th June 2020

Best lending provider

Easiest way to borrow money online, Most efficient, Instant Decision just a few clicks money in your bank on the same day. Reviewed on: 11th June 2020

Very good sevice

Couldn’t fault RateSetter! Speedy service and easy to deal with. Reviewed on: 11th June 2020

Quick and easy

The whole experience of lending money can be daunting, however, Ratesetter were very quick and easy Reviewed on: 11th June 2020

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