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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Quick, easy, helpful

I have had two loans now and both have been super easy, cheap payments and catered to me and my financial situation. Would recommend to anyone. Reviewed on: 11th June 2020

Ratesetter

Excellent, at the time I took my loan out, the rate was brilliant, highly recommend Reviewed on: 11th June 2020

Quick and efficient

It only took a few minutes to fill in the application, was super quick and easy. I got an answer straight away and the money was in my account almost immediately. Reviewed on: 11th June 2020

Superb company

I’ve had many loans from many company’s but this one is far the best deal I’ve ever had Reviewed on: 11th June 2020

Quick easy and got what I needed

I needed a loan to get my driving license and a van quickly. Rate setter gave me that. The repayments are easy and don’t really notice it going out. Would highly recommend to anyone needing a loan. Thinking about investing to help others in situations like I was. Reviewed on: 11th June 2020

Excellent service

RateSetter is a decent lender . I would recommend. Reviewed on: 11th June 2020

Clear plan

Fast decision, competitive P2P lending rates and clear payment plan Reviewed on: 11th June 2020

Good experience

Had no issues with Ratesetter which is all you can ask for from a credit supplier. Reviewed on: 11th June 2020

Competitive and brilliant customer service

Rate setter was by far the most competitive provider out there. No one came close to beating their rates. Overall I have had a very satisfying experience with them. 5* Reviewed on: 11th June 2020

Very positive

I received quick response and money came same day. The interest rate is reasonable. So was very pleased I found way to solve my financial issues and grateful for the people's loan Reviewed on: 11th June 2020

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