Write a review

Newsletter

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Easy to use loan company

Got my new boiler with finance from Rate setter Best rate at the time anywhere so cheap though I could settle it's not worth it Reviewed on: 3rd March 2022

Quick and easy

Easy application process. Everything explained at each stage. Reviewed on: 3rd March 2022

Easy and painless service

I have used the company twice and they could teach the banks a trick or two. Reviewed on: 3rd March 2022

All super easy

I have not noticed when I paid off my loan. Best loan provider I have ever tried. Reviewed on: 3rd March 2022

fast efficient service

From first application to receiving the loan money, the process was fast and efficient, with very helpful staff to answer any questions Reviewed on: 3rd March 2022

Good rates and easy to use

Applying for my loan was easy. The website was well structured and the rates were better than other providers Reviewed on: 3rd March 2022

Excellent service

Easy application process, fast decisions, competitive rates and flexible. Beats most banks hands down. Reviewed on: 3rd March 2022

Great lender

So easy to apply and the money is transferred into your account so quickly. I love that they give you the figure of the the total amount that you will be re-paying and that you can easily make over payments. Reviewed on: 3rd March 2022

Happy

Pest companies always helpful Thanks Reviewed on: 3rd March 2022

Fast, simple, personalised

Very easy to use and fast decision made. Reviewed on: 3rd March 2022

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Novuna Personal Finance 4.78 from 361 reviews
Child benefit loan
from M for Money Credit Union 4.80 from 106 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub