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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Rate setter knows better

5
Best loan company to do business with. They gave me a great rate of interest and are always available when needed. Lovely service from people that really do actually care. Reviewed on: 2nd September 2021

Easy as 1,2,3

5
Easy to use service, best rate around and excellent customer care. After a good experience of a personal loan, my housemate and I have now used Rate Setter loan to help us with home improvements. Reviewed on: 2nd September 2021

Excellent service

5
Very quick on approval of loan & funds available very quickly.excellent. Reviewed on: 2nd September 2021

Swift and Easy to Manage!

5
Used multiple times and find the App easy to manage my account. Clear and informative and simple to use. Reviewed on: 2nd September 2021

Simply the best

5
Easy to deal with. Receive monthly reminders about the Direct debit due to come out. Highly recommend Reviewed on: 2nd September 2021

Amazing company

5
I have used this amazing company for years,quick and easy to apply with very low interest rates. Good luck with the voting as you well deserve to win!!!!!!!! Reviewed on: 2nd September 2021

The lowest interest rates and quick payout

5
This is the best loan provider I have ever had. They charge the lowest interest rates and the verification process is quick, so the payout. Reviewed on: 2nd September 2021

Fantastic Service

5
Easy to use, upfront and speedy results. Reviewed on: 2nd September 2021

Great service and so easy to apply

5
I had a great service and it was so easy to apply for myself and my husband when we wanted a small loan to be able to do our house up. Reviewed on: 2nd September 2021

Great service

5
Great service overall never had an issue and interest rate is spot on lowest one in the market,. Reviewed on: 2nd September 2021

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