Write a review

Newsletter

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Great company to rely on

Quick and easy to use always there when you need them easier to keep track of your payments all round really good company Reviewed on: 1st July 2021

Loans made simple

I'll keep it short, as there's not much to say, it's a no hassle, transparent easy loan agreement without the headache. No hidden fees or commitments, no pestering, would definitely recommend. Reviewed on: 1st July 2021

Just Incredible

Easy to apply, best rates, and quick from start to finish. Reviewed on: 1st July 2021

best loan rates

i found ratesetter to be honest and trustworthy Reviewed on: 1st July 2021

Hassle free loan- fantastic!

Had no complaints at all about how easy it was to set up and pay back my loan. Would highly recommend! Reviewed on: 1st July 2021

Very easy, quick and transparent

Great company and really easy to deal with and use. Reviewed on: 1st July 2021

Easy and quick

Easy and quick to apply for a loan, very straightforward and no extra charges Reviewed on: 1st July 2021

Easy, user friendly service.

Quick set up, easy to navigate website, no emails pressuring to take on more debt. Reviewed on: 1st July 2021

Love ratesetter

Rate setter has been The best experience. I totally recommend them! Reviewed on: 1st July 2021

Fast decision

Very fast decision. No fuss. Interest rates a little higher than others. Reviewed on: 1st July 2021

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews
Personal Loan
from Novuna Personal Finance 4.78 from 361 reviews
Child benefit loan
from M for Money Credit Union 4.77 from 113 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub