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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Always helpful, informative and supportive with any needs I have

Always been a fair a supportive provider, woukd certainly use them again once finished my loan term Reviewed on: 10th March 2023

Simple easy loan application

I have had 2 loans from ratesetter So simple to apply online And quick response Easy to reviews statements And it’s nice they send monthly reminders that’s direct debit due and what date it will be going out of bank account Reviewed on: 10th March 2023

best LOW Interest rates in the market

I was looking for a loan and RateSetter provided me a best low interest rate in the market, the process also very easy and almost i got Loan amount in my account with in few minutes. Reviewed on: 10th March 2023

Best

Best loan company ever.. Recommended to everyone Reviewed on: 10th March 2023

Straight forward and Professional Services

The whole process towards my loan application was seamless, straightforward and professional as observed. Reviewed on: 10th March 2023

It was easy to make a loan.

This is a safe company, interest is easy to pay. Reviewed on: 10th March 2023

Happy customer

Simple steps, easy to use website, peace of mind. Happy customer Thank you Reviewed on: 10th March 2023

Very simple application and great interest rate

It is increasingly difficult to get a decent interest rate, even with an excellent credit rating. My own bank was offering 19% APR which is extortionate and ridiculous. Needless to say Ratesetter offered me an APR which is far more reasonable. It was a simple and speedy application process and their website is easy to use and monitor the progress of my repayments. There’s also no penalty for repaying early. Altogether, a fantastic service which I will happily use again. Reviewed on: 10th March 2023

Loan

Low rates provided and great service. Reviewed on: 10th March 2023

Excellent loan provider

My experience has been flawless, very efficient company and everything feels very easy. Would highly recommend this company. Reviewed on: 10th March 2023

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