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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Great company. Super simole

Quick and easy decision. No hassle what so ever Reviewed on: 5th April 2023

Loan to buy car

Great straight forward process and would recommend them to all. Very quick decision and great communication Reviewed on: 5th April 2023

Very easy to use, great rate.

I had a loan with another provider. I ran a loan search on a credit check site that did not impact my credit score. Rate setter offered me a loan and guaranteed the APR. The rate saved me a few thousand pounds over the life of the loan and so I took it out and paid off the loan with the other provider. Rate setter was so easy to use, sign the agreement and funds paid straight away. Very easy to use and manage my loan. Reviewed on: 5th April 2023

Rate setter loans

Fast & easy, that simple! Reviewed on: 5th April 2023

Great Lending Company

Very easy application, everything was explained and nothing hidden from you. Received money very quickly and repayment arranged on a convenient date for you, would definitely use them again Reviewed on: 5th April 2023

Amazing

What I like the most about my loan is that is timed on months. So instead of playing up with the APR, anytime I want to pay an extra amount to my loan is minimising my time to pay Reviewed on: 5th April 2023

Easy

Brilliant process from start to finish. Reviewed on: 5th April 2023

First class service

Applied for a personal loan - had the very reasonable quote and decision in minutes. Straightforward informative service. Reviewed on: 5th April 2023

Great customer experience

The rates offered were competitive, the process for applying was seamless and since the loan was granted, it’s been zero hassle/worry… couldn’t ask for better really. Reviewed on: 5th April 2023

Quick and easy

Ratesetter have been very easy to get in touch with regarding any issues and quick to authorize the loan once the credit checks have been completed. Reviewed on: 5th April 2023

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