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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
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1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Easy to use app for all banking essentials.

5
Easy to use app. Does exactly what it says, no nasty small prints. Reviewed on: 10th April 2025

excellent

4
excellent products and service, always good rates and communication Reviewed on: 10th April 2025

VERY PROFESSIONAL AND COURTEOUS.

5
VERY PROFESSIONAL AND COURTEOUS. Reviewed on: 10th April 2025

I've always found RCI Bank to offer some very compet...

5
I've always found RCI Bank to offer some very competitive products, supported by excellent backup and information. Reviewed on: 10th April 2025

Banking app is easy to use.

5
Banking app is easy to use. Customer service staff were very helpful when I needed assistance Reviewed on: 10th April 2025

Good rates and good value for my money

5
Good rates and good value for my money Reviewed on: 10th April 2025

Simple to make transactions with good telephone support

5
Simple to make transactions with good telephone support Reviewed on: 10th April 2025

First time of using and found them exemplary

5
First time of using and found them exemplary no problems and a great service would recommend to anyone Reviewed on: 10th April 2025

Fair terms.

4
Fair terms. Disappointed about reduction in interest rate paid. Reviewed on: 10th April 2025

Easy to access accounts

5
Easy to access accounts, whether depositing or withdrawing. Great communication. Reviewed on: 9th April 2025

Easy to set up with reasonable returns

5
Easy to set up with reasonable returns Reviewed on: 9th April 2025