Smart Money People Logo

RCI Bank: 95 Day Notice Account reviews

4.88
Based on 944 reviews, last reviewed 18th Apr 2026
40300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026
Dave's avatar
Dave

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

Review RCI Bank: 95 Day Notice Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank 95 Day Notice Account reviews (944)

Rate could be slightly better considering the circum...

3
Rate could be slightly better considering the circumstances Reviewed on: 14th April 2026

I feel confident saving with RCI

4
I feel confident saving with RCI and the interest rate is sufficient to leave it there and not switch to other accounts. Reviewed on: 14th April 2026

A good and fair rate.

5
I am pleased with RCI's approach: it is clear and straightforward; RCI even increased my rate recently which was a welcome and unexpected surprise. Reviewed on: 13th April 2026

Good service and rates

5
Very easy to set up and use the account. Very good interest rate relative to rivals. Communications have been good Reviewed on: 13th April 2026

Easy to understand and easy to use, good interest ra...

5
Easy to understand and easy to use, good interest rates and customer communication Reviewed on: 13th April 2026

Great product.

5
Great product. Easy to use app. Good communication Reviewed on: 12th April 2026

Good rates and easy to use

5
I have found that RCI Bank consistently offer good rates of interest. Also, their website is easy to navigate, even for people like me who are not tech savvy! Reviewed on: 12th April 2026

Great bank with fantastic customer services

5
Easy to deal with, very responsive to any questions Reviewed on: 12th April 2026

RCI bank is the one for use.

5
RCI bank has been easy to deal with and we think we get good value for money Reviewed on: 12th April 2026

Very good customer service,

5
Very good customer service, I have no hesitation in recommending them. Good rates of interest. Reviewed on: 12th April 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11980 reviews
    RCI Bank
  • Fixed Term Savings Account

    from RCI Bank 4.89 from 3960 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products