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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 672 reviews, last reviewed 7th Feb 2026
15700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
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1%

Latest highest rating:

5

Customer Focus Always helpful, resolve issue first timewith empethy. Reviewed on: 7th February 2026
DaxshaJakharia's avatar
DaxshaJakharia

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (672)

What's Not To Like

5
95 Day Account has a competitive interest rate. Changes are delayed for 95 days. Withdrawals are easy, as are deposits, and the date when the cash arrives in your recipient account is notified when the transaction commences. Reviewed on: 29th January 2026

Very straightforward and great service, thanks RCI

5
Very straightforward and great service, thanks RCI Reviewed on: 29th January 2026

Care free savings in a safe place

5
Care free savings in a safe place Reviewed on: 29th January 2026

RCI is a Top Bank

5
Very easy to open and operate. Easy to manage online. Very simply App to download for all operating systems ( IOS or Android). Quick to setup. The App is very well designed. I have been using it for 6+ months. I can highly recommend RCI Bank. Reviewed on: 29th January 2026

Great service and feel reassured

5
Great service and feel reassured Reviewed on: 29th January 2026

Easy xto acces account with app

5
Easy to access account with app always reachable on phone if can’t sort out on app good range of different accounts Reviewed on: 29th January 2026

It was a simple process to set the account up, inter...

5
It was a simple process to set the account up, interest is paid monthly onto my daily current account. Any changes to the interest rate are explained Reviewed on: 29th January 2026

Great range of products to suit all circumstances.

5
Great range of products to suit all circumstances. Good rates of interest. Easy access to account and RCI information via website Reviewed on: 29th January 2026

review of banking 95 day product

5
we have found them easy to deal with responded quickly to questions and overall met my expectations on the bank product Reviewed on: 29th January 2026

Excellent website

5
Easy to use website. Good rates offered Reviewed on: 29th January 2026

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