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RCI Bank: 95 Day Notice Account reviews

Name: 95 Day Notice Account
Rating: 4.86 (672 reviews)

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4.88

Based on 672 reviews, last reviewed 7th Feb 2026

15700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Customer Focus Always helpful, resolve issue first timewith empethy. Reviewed on: 7th February 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (672)

Always updated with notice of change

Always updated with notice of change Reviewed on: 2nd February 2026

Very easy to use app and great saving product

Very easy to use app and great saving product Reviewed on: 1st February 2026

Someone always answers the phone and they are cheerf...

Someone always answers the phone and they are cheerful and helpful. It’s been an easy to use banking experience, Reviewed on: 31st January 2026

Communication

Good communication also an easy system to navigate moving money in and out Reviewed on: 31st January 2026

High interest, no frills.

High interest, no frills. Consistently better interest rate than competitors Reviewed on: 31st January 2026

Great experience banking with RCI Bank

Great experience banking with RCI Bank Reviewed on: 31st January 2026

Easy to open account online, good interest rates

Easy to open account online, at time of opening this account had market leading interest rate. Good that they still give you the 95+ days notice of an interest rate change which many others have stopped doing. Gives some certainty to the interest payments. Reviewed on: 31st January 2026

Good value, interface feels a bit no-frills

The rates are good value. I manage the account exclusively online so I can't say more about the customer service than "good". I'd have to have experienced more to call it "excellent". The web platform is fine but a little clunky. Reviewed on: 31st January 2026

I have been with RCI for many years, they are easy t...

I have been with RCI for many years, they are easy to use and extremely helpful at all times Reviewed on: 30th January 2026

Excellent interest bearing account

Consistently high interest rate relative to the market and the 95 day notice provides a great cushion to interest rate cuts before they take effect on the account Reviewed on: 30th January 2026

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