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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (678)

Ease of use

5
Account easy to manage..good rate of interest and easy to communicate with if assistance is needed. Reviewed on: 2nd February 2026

great bank no problems so far good interest rate

5
great bank no problems so far good interest rate Reviewed on: 2nd February 2026

Great service.

5
Always helpful and efficient customer service combined with competitive saving rates offering various options. Reviewed on: 2nd February 2026

Great, efficient service.

5
Great, efficient service. User friendly app and prompt response. Reviewed on: 2nd February 2026

A financially sound company that offers a generous i...

5
A financially sound company that offers a generous interest rate for a medium term investment. Reviewed on: 2nd February 2026

Better than the High Street.

5
Such an easy app to use; clear and unambiguous. Always good communication. A safe place for savings with a decent interest rate Reviewed on: 2nd February 2026

RCI Track BoE interest Rates Promptly

5
RCI offer pretty good interest rates and seem to be about the most responsive in following Base Rate changes - especially in the UPWARD direction. Reviewed on: 2nd February 2026

I find customer care to be excellent with ever effor...

5
I find customer care to be excellent with ever effort made to resolve any issues that I might have. The RCI app is very easy to use and I appreciate text message updates concerning payments i have made Reviewed on: 2nd February 2026

Easy to set up.

5
Easy to set up. Feels secure. Good communication. Reviewed on: 2nd February 2026

Open accounts online 3 years ago and have had no iss...

5
Open accounts online 3 years ago and have had no issues. Great service Reviewed on: 2nd February 2026

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