Smart Money People Logo

RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

Review RCI Bank: 95 Day Notice Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank 95 Day Notice Account reviews (678)

A solid product

5
I am very happy with this product. It is ideal if you don't wish to go for a fixed rate. The interest paid is good and compares well with the rest of the market for the time being. I am keeping a close eye on it! Reviewed on: 11th March 2025

It was easy to set up

4
It was easy to set up my account and the online platform works fine, though it isn't flashy. I've not interacted with customer services beyond that so it's hard to comment or use that as a basis to recommend to anyone else. Reviewed on: 11th March 2025

Helpful and informative

5
I have always found them helpful when I have had occasion to contact them . Reviewed on: 11th March 2025

good website helpful staff good saving interest rate

5
good website helpful staff good saving interest rate Reviewed on: 11th March 2025

Easy to set up account & great interest rate.

4
Easy to set up account & great interest rate. Reviewed on: 11th March 2025

95 day account

5
Easy to set up. Pays a decent interest rate. Account is easily managed Reviewed on: 11th March 2025

No problems at all A good competitive rate of interest.

5
No problems at all A good competitive rate of interest. Reviewed on: 11th March 2025

Have saved for a few years now with rci and rates ha...

5
Have saved for a few years now with rci and rates have always been very competitive. Reviewed on: 11th March 2025

Easy banking

4
Not much to tell! I've only had the account for a few months. Opened an account, very easy to do. I like the confirmation I get from the bank when I deposit money. I like the statement emails. Reviewed on: 11th March 2025

Very good interest rates and excellent customer service

5
Very good interest rates and excellent customer service Reviewed on: 11th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed Term Savings Account

    from RCI Bank 4.88 from 3028 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 9017 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products