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RCI Bank: 95 Day Notice Account reviews

View other RCI Bank products
4.88
Based on 832 reviews, last reviewed 17th Mar 2026
30200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I bank online and never have any problems. I bank online and never have any problems. Reviewed on: 17th March 2026
Chris B's avatar
Chris B

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W
Visit provider site Read all reviews Write a review

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (832)

Answer the phone

1
Sent a cheque to open a fixed term account cheque not banked and have spent the last four days trying to speak to someone have waited over an hour on hold several times before giving up about to close the account as deposit period is about to elaspe thank god Reviewed on: 15th November 2022
Howard's avatar
Howard
Reply from RCI Bank Hi Howard, head of savings here, and with bit of a long reply to all the comments but bear with me. I’m very sorry if you had a long wait time on the telephone or not being able to connect. We’ve kept some very competitively priced accounts on sale for the past two weeks up to this morning. At a time when household finances are stretched, I asked the team to give some priority to opening accounts at these rewarding rates (rather than taking the products off sale) so customers would earn a competitive return on their savings for years to come. I’m sorry this impacted your experience with us. I also regret this happened to as many people as it did- we do take onboard all feedback. Due to the sheer volume of applications, the team has been busy processing over 30k manual account openings, telephone calls, emails, and inquiries as we welcomed tens of thousands of new savers. We’re heartened that so many UK households are saving and getting a rewarding rate of interest. We’re now working through the contact backlog. If you still have an outstanding issue and would like a personal response to your query, please follow us on Facebook and send us a private message so that we can contact you directly. Please make sure it’s a private message and you don’t publish your personal information for all to see. Best wishes! Response date: 17th November 2022
RCI Bank Logo
RCI Bank

Genuine bank

5
A bank that thinks about it's savers not like nationwide building society of which I am a member also. Reviewed on: 7th March 2022
Tony Robinson's avatar
Tony Robinson

always get excellent service

5
very competitive interest rate staff very helpful Reviewed on: 7th March 2022
susan Biley's avatar
susan Biley

proficiently and professionally

4
Oh, so easy to operate financially. Nice and clear and very secure online account. would highly recommend RCI. Reviewed on: 6th March 2022
littlehotfingers's avatar
littlehotfingers

Excellent service from RCI

5
Mt wife and I have been with RCI for a number of years and never had any dispute whatsoever. Any discussions are clear and understandable even to a pair of geriatric 'over 80s. Reviewed on: 4th March 2022
Derek Massey's avatar
Derek Massey

Simple to use

5
Web site is simple and easy to use Reviewed on: 3rd March 2022
Philip's avatar
Philip

all good

4
all good it works well no lockouts eric Reviewed on: 3rd March 2022
Barbara Evans's avatar
Barbara Evans

Very Efficient

5
No problems with contacting them when you are after info. Always kept up to date and the web site works well, very clear and simple to use Reviewed on: 2nd March 2022
Mr M Nicholls's avatar
Mr M Nicholls

Always prompt with updates great staff

5
Always happy to help Reviewed on: 2nd March 2022
Katrina Seal's avatar
Katrina Seal

Good Bank for choice and rates

4
Easy website to work around with choice of products, easy to swop accounts and very quick to raise interest rates. Reviewed on: 2nd March 2022
Anthony Moore's avatar
Anthony Moore

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