Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Good bank

5
Great all round service with very easy operation system Reviewed on: 2nd March 2022

Good service and rates

5
A easy account to use. Very quick to withdraw money. Paying money in is very simple either online or using the app. Customer service is very helpful and efficient. Reviewed on: 2nd March 2022

Very good bank

5
Good rates and the app is very easy to use. Money to a from a nominated account which provides great security Reviewed on: 2nd March 2022

Perfect bank

5
Perfect bank to deal with never had any problems making withdrawal and very easy to move money into account Reviewed on: 2nd March 2022

Same rates as new customers, always a welcome change.

5
Been with RCI for years, unfortunately interest rates have plummeted and varied over this time. Good thing is when they go up you get the same rate as new customers. Something other banks fall short on. Reviewed on: 2nd March 2022

Excellent internet bank

5
I have a freedom account, very easy to operate for all transactions and a good interest rate compared to competitors. Reviewed on: 2nd March 2022

All it says on the tin..good rates!

5
Easy to use and one of the best savings rates around Reviewed on: 2nd March 2022

Easy to use website. Simple to add or take out money.

5
Been with RCI for some years and find they are a good,reliable bank to do business with. Savings rates are competitive and do actually improve after a Bank Rate rise. Take heed other banks! Reviewed on: 2nd March 2022

RCI bank are very informative

4
RCI has kept me regularly informed with changes to my account, I am satisfied with their service. Reviewed on: 2nd March 2022

True freedom at RCI

5
I have been investing my money in the RCI Freedom account for many years now and I love the way the app is so intuitive, the bank is so supportive and how my savings keep growing. The account is flexible, easy to use and perfectly complements my other investments. Reviewed on: 2nd March 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products