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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

straightforward banking

5
easy to use and interest is fair Reviewed on: 18th January 2022

Simple banking with good interest rate

5
RCI bank offers good savings rates compared to other banks. The Web application and mobile app are both simple to use and provide easy navigation to the most used functions, for example single click to see statements. Reviewed on: 18th January 2022

Great Service

5
I have had a freedom savings account for a few years now and it has never disappointed. I can send money to my saving account and it appears the next day in my account as well as withdraw money anytime. Reviewed on: 18th January 2022

Excellent 'working bank'

5
RCI is a great user friendly bank, good competitive rates of interest combined with good customer service make this a bank to recommend to others. Innovative and conscious of the changing world in which we live as exampled by the launch of its e-volve account, a bank to trust and work with now and in the future. Reviewed on: 18th January 2022

Top Marks!

5
The app is easy to navigate on my iPad, and I’m impressed by noting that established customers like myself have their interest rates increased at the same time as new ones, unlike some other institutions. Reviewed on: 18th January 2022

Good rates and excellent customer service

5
Very good online experience and if I ever have to call them the customer service is always first class. Reviewed on: 18th January 2022

Savings

5
Excellent website- easy to use and navigate Reviewed on: 18th January 2022

Easy to use

5
The interest rates are better than the high Street banks but it is easy to transfer money. Reviewed on: 18th January 2022

Using online banking

4
For those among us who are not quite so up to date with online/mobile banking, RCI have managed to make usage of their savings accounts both simple and secure. They have managed, throughout these changeable times, to give reasonable, fair interest rates reflecting the financial climate and when any changes occur adequate notice and instructions have been given. Their Freedom Savings Account is flexible and does what it is designed to do when there is such uncertainty and unpredictability around you. Reviewed on: 18th January 2022

Easy to use

5
Easy to transfer or take out money and good website Reviewed on: 18th January 2022

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