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RCI Bank: Freedom Savings Account reviews

View other RCI Bank products
4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S
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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Top Marks!

5
The app is easy to navigate on my iPad, and I’m impressed by noting that established customers like myself have their interest rates increased at the same time as new ones, unlike some other institutions. Reviewed on: 18th January 2022
john.reeve@mypostoffice.co.uk's avatar
[email protected]

Good rates and excellent customer service

5
Very good online experience and if I ever have to call them the customer service is always first class. Reviewed on: 18th January 2022
Lee Dalgleish's avatar
Lee Dalgleish

Savings

5
Excellent website- easy to use and navigate Reviewed on: 18th January 2022
John's avatar
John

Easy to use

5
The interest rates are better than the high Street banks but it is easy to transfer money. Reviewed on: 18th January 2022
Mark Hutchings's avatar
Mark Hutchings

Using online banking

4
For those among us who are not quite so up to date with online/mobile banking, RCI have managed to make usage of their savings accounts both simple and secure. They have managed, throughout these changeable times, to give reasonable, fair interest rates reflecting the financial climate and when any changes occur adequate notice and instructions have been given. Their Freedom Savings Account is flexible and does what it is designed to do when there is such uncertainty and unpredictability around you. Reviewed on: 18th January 2022
Fiona Gardner's avatar
Fiona Gardner

Easy to use

5
Easy to transfer or take out money and good website Reviewed on: 18th January 2022
sonia bonney's avatar
sonia bonney

Peace of mind

5
Most importantly, members of the RCI team of advisors are accessible and helpful on all the occasions when I have needed consultation. The rates offered on the Freedom Savings Account have remained reliably competitive. Reviewed on: 18th January 2022
Robin Scott's avatar
Robin Scott

Simply the best!

5
Feel very valued as a customer. Courteous and professional help always to hand and easy to access. In addition always at the front with their interest rates. A perfect combination! Reviewed on: 18th January 2022
Joan Pancham's avatar
Joan Pancham

Excellent account and service

5
The account is excellent. In difficult circumstances the interest rate has remained extremely competitive. The telephone service is also excellent and the Bank’s general communication by email is excellent too. Reviewed on: 18th January 2022
Jason Smith's avatar
Jason Smith

RCI Frees up your money!

5
Allows easy, quick and reliable access to your savings at a market leading rate Reviewed on: 18th January 2022
Roger Hunt's avatar
Roger Hunt

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