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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Everything you expect including peace of mind

5
Everything banking should be, simple, easy, hassle free, easy to resolve any issues, an easy to use app and the interest rates are good too! Lots of different account options to suit you....all of that leads to peace of mind with your money. Can't argue with that. Reviewed on: 18th January 2022

Great bank

5
The only bank that thinks more about its customers than profits. It was slow to put its savings rates down but quick to put them back up lovely to get the email. Reviewed on: 18th January 2022

Quick, easy, competitive

5
It’s great now they’ve added the app. The rates are competitive, and the communication ideal. Great to see new eco product to Reviewed on: 18th January 2022

Great Communication

5
A bank that I feel my money is in safe hands with. They get the balance of communication just right in my view and their website is easy to use and informative. Reviewed on: 18th January 2022

Great savings from a great bank!

5
Easy to use website with good saving rates Reviewed on: 18th January 2022

Easy to use

5
Picked RCI about 5 years ago because of best interest rates. It didn't take long to realise just how easy and quick it was to move money around too, and after 5 years they still offer the most competitive rates. You can't go wrong here. Reviewed on: 18th January 2022

Worthwhile little savings account

4
I have been squirrelling away a little extra cash in the RCI Freedom Account for some time now and have been very impressed with their overall professionalism and customer service. A worthwhile little savings account if you're risk-adverse and need instant access to your savings. Reviewed on: 18th January 2022

No hassle and app is very handy

5
Title says all, friendly staff when contacted and very simple and easy to use :) Reviewed on: 18th January 2022

An account that gives me what I need.

5
The account provides a good rate of return, simple to use platform for transferring money in & out, but seems well controlled; gives me what I'm looking for in an instant access saver account Reviewed on: 18th January 2022

Good rate of interest, easy to use app.

5
Had this account for a while, transferring money and viewing my account was a bit of a chore. Following the launch of the RCI app, I can now view my account and do transfers from my mobile in a few clicks. Reviewed on: 18th January 2022

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