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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Great bank

5
Great bank, extremely competent customer services at all times Reviewed on: 17th January 2022

Fair, efficient, and clear service provider

5
Have always provided a fair rate of interest. Amongst the most efficient service provider. Communication always clear. Reviewed on: 17th January 2022

Good Bank

5
Good Bank, been with them a few years now and never had a problem, banking online line is straight forward and any information you need to find is easy to access, 5 stars Reviewed on: 17th January 2022

Still paying above the rest

5
Great to see a challenger having a go. Felt good to be offered bonus rate in these times. Reviewed on: 17th January 2022

Fast Efficient Reliable and Great Service

5
I have banked with RCI for over a year and would recommend them to anyone who is interested in creating separate Savings Accounts, (I have two with them!) Reviewed on: 17th January 2022

VERY LOW INTEREST RATES

1
REALLY DISAPPOINTED - used to be great deal but now awful rates Reviewed on: 17th January 2022

Great all rounder

5
Competitive interest rate for an on demand account, easily operated with the App, best place to leave your emergency cash. Reviewed on: 17th January 2022

Great bank, easy access and helpful if you have any queries, no long waits on the phone.

5
I have had my account for a few years now. I have been very happy with the product, the on line banking, and the customer support if you have to telephone. Reviewed on: 17th January 2022

Whole-heartedly recommended

5
I've been with RCI Bank for about four years now and would whole-heartedly recommend them for their reliable, efficient and trouble-free service, competitive interest rates, and clear and easy-to-use website. They just seem to get on with their job quietly and discreetly in the background without bothering me, while at the same time keeping me up to date with important news, which is exactly what I want from a bank. Thank you, RCI Bank. Reviewed on: 17th January 2022

Good savings options

5
Good interest rates, easy to use website. Reviewed on: 17th January 2022

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