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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
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Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
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Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

RCI Freedom savings account

5
Excellent and easy to use online savings product. Simple to setup and security good. Savings rate market competitive and notification of rate offers and new rates good. Reviewed on: 17th January 2022

Consistently competitive rates.

5
I have banked with RCI for a number of years now (pre/post brexit), and have always found their interest rates for all their products to be at the head of the competion. As well as investing in the Feedom Savings Account, I have always had the confidence in the brand to invest in various RCI fixed term accounts. Reviewed on: 17th January 2022

Summary of RCI

5
Easy to use app allows me to review my savings and available products and help at the touch of a button. Competitive interest rates and ever evolving products make it easy for me to vote for RCI Reviewed on: 17th January 2022

Simple effective and fair

5
Rates offered are fair in the market. The account is secure yet simple to use. Reviewed on: 17th January 2022

Freedom Savings Account

5
An easy-to-use account with quick access to funds and offering a competitive rate of interest. Nice clean app and website user interface that is easy to understand and manage. Reviewed on: 17th January 2022

Simple to use

4
My experience has been positive and the process has been simple. Provides everything I require. Reviewed on: 17th January 2022

Great service

5
I have my Freedom Saving Account with RCI Bank for some time now and simply can’t fault their products and service! Reviewed on: 17th January 2022

Outstanding banking service

5
RCI is very easily accessible, with a brilliant online accounting dashboard and strong security protection. RCI keeps you well informed and is a customer-focused organisation that inspires confidence in its customers. Reviewed on: 17th January 2022

Lovely service

5
Fantastic to be able to manage online. Reviewed on: 17th January 2022

Competitive saving rate for current savings bank

5
Easy withdrawal and transfers with FCA compensation if for whatever reason the bank should fail Reviewed on: 17th January 2022

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