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RCI Bank: Freedom Savings Account reviews

4.87
Based on 7,235 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
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1%
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0%
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1%

Latest highest rating:

5

Unrestricted with high rates. I have been with RCI Bank for a few years. Their rates were the highest and still are for an instant and unlimited withdrawal account. A great app, ea... Read more Reviewed on: 5th September 2025
Ian C's avatar
Ian C

Latest lowest rating:

1

Freedom Saver Easy Access till it isn’t I cannot stress this enough but if you value having access to your funds or good customer service forget RCI and go elsewhere! They are not an ONLINE... Read more Reviewed on: 24th June 2025
SandT's avatar
SandT

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (7235)

very user friendly

5
RCI freedom savings account is very straightforward to set up. The app is very user friendly. Reviewed on: 17th January 2022

Easy to use and excellent customer service

5
I use my freedom savings account with RCI to save money for Christmas each year. It’s easy to access but not so easy that I can dip into it. Withdrawal takes 48 hours so there is no temptation to spend my savings on impulse. On the occasions I have needed to contact customer services I have managed to talk to a human and they have been very friendly and helpful. I would absolutely recommend this account for anyone wanting “easy access but not too easy access” savings Reviewed on: 17th January 2022

Excellent Bank

5
Easy to use, interest rates beat the high street and safe. All I want from a bank. Reviewed on: 17th January 2022

RCI Freedom Easy to access savings account

5
Incredibly user friendly savings account with no limit of additions or withdrawals. Website is clear & transfers are fast. Reviewed on: 17th January 2022

Excellent online bank

5
Very easy to transfer money in & out , Website excellent simple & straightforward. App also excellent Reviewed on: 17th January 2022

Excellent

5
Very satisfactory service since joining the bank. Reviewed on: 17th January 2022

Good but could be better

4
RCI I has a great account but the interest rate could do with being increased by say .1% Reviewed on: 17th January 2022

Simple and straitforward

5
the website is easy to use and the system works well. interest rates are reasonable, especially for an instant access account. Reviewed on: 17th January 2022

Good all round company

5
RCI are very proactive in their communication without being guilty of SPAM. They have a decent app that feels secure. Transactions are quick and easy and interest rates are competitive. I signed up with RCI because they were an award winner and I have been happy with RCI throughout my time as one of their customers. Reviewed on: 17th January 2022

Excellent Online Bank

5
It’s so easy to transfer money from my RCI account to my nominated bank whenever I need to. Reviewed on: 17th January 2022

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