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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
75% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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0%
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0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Great Bank.

5
Great Bank. Always kept informed of rate increases/decreases. Very good customer service Reviewed on: 16th April 2026

Everything about RCI Bank is great.

5
Everything about RCI Bank is great. Competitive interest rate and an easy-to-use app are the highlights. Reviewed on: 16th April 2026

Great Products Great Service.

5
Have had various RCI accounts for a number of years. The freedom account is very competitive & funds are promptly transfered to my linked current account via the App. RCI accounts are easy to set up initially & easy to access via the App. Currently I have 3 accounts, 2 fixed rate savings accounts & a freedom account. Regular communication is received via email keeping me up to date with interest rate changes etc. I have also set up an RCI fixed savings account for my mum! Overall, I have been very happy with the products & the service. Reviewed on: 16th April 2026

I have been with RCI Bank for a number of years now;...

5
I have been with RCI Bank for a number of years now; I believe they offer great value for money and notice that when interest rates change they are among the first to increase them and among the last to decrease them, this is very important to me as a saver. They're online app is easy to set up and user friendly as is their online banking page. I would highly recommend RCI Bank to anyone who wants a hassle free experience when it comes to money. Reviewed on: 16th April 2026

Always very polite if you call them.

5
Always very polite if you call them. Reviewed on: 16th April 2026

Competitive rates and easy to use on line banking

5
Competitive rates and easy to use on line banking Reviewed on: 16th April 2026

Very easy to set up account.

5
Very easy to set up account. It’s fairly easy to use the account once logged in. It’s a bit archaic if you have to amend the account into which your withdrawals are made- we had to use the post! Otherwise all good. Reviewed on: 16th April 2026

.First Class Bank

5
I have been an RCI customer for many years. The website is easy to use , agents are easy to access when needed and always provide excellent customer service . .Orher family members have opened accounts based on our recommendation. Can’t recommend RCI highly enough. Reviewed on: 16th April 2026

Always perfect service and really fair rates

5
Always perfect service and really fair rates Reviewed on: 16th April 2026

Easy to access funds, no issues

5
I use the Freedom Savings Account to store funds I use now I'm retired. It's always easy and quick to get money from the account when I need it. Reviewed on: 16th April 2026

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