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Revolut: Personal account reviews

Name: Personal account
Rating: 4.92 (88324 reviews)

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4.93

Based on 88,324 reviews, last reviewed 14th Feb 2026

70927% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Minimum fuss. Maximum results I’ve held an account with Revolut for a number of years now, I have used their services for introducing myself to investing as well as ease of use for... Read more Reviewed on: 14th February 2026

Latest lowest rating:

2

It was good upto now 13 month. It was good upto now 13 month.... Reviewed on: 2nd February 2026

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About this product

Revolut is an e-money institution which means you can take out an everyday account to manage your money in a range of ways.

You can send, spend, receive and hold a range of currencies. Customers get a physical debit card for everyday spending, a virtual card and a single-use virtual card that resets its details each time you use it.

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Awards

What is this award?

Best international payments provider 2025

Revolut Personal account reviews (88324)

Minimum fuss. Maximum results

I’ve held an account with Revolut for a number of years now, I have used their services for introducing myself to investing as well as ease of use for child accounts for my daughters. I have always been happy with the service provided, I find it simple to use, informative and if I have ever needed questions answered the result has always been achieved quickly and easily. Great all round, and definitely recommend to others. Reviewed on: 14th February 2026

Excellent service highly recommended

Excellent service highly recommended Reviewed on: 14th February 2026

I’m a long time customer, I saw Revolut growing acro...

I’m a long time customer, I saw Revolut growing across the years and I always liked more than other providers. Reviewed on: 14th February 2026

Always quick and happy to help.

Always quick and happy to help. The app is easy to use. Easy to make international payments too. Reviewed on: 14th February 2026

Hello, I like to cook a lot because I have safe money.

Hello, I like to cook a lot because I have safe money. Reviewed on: 14th February 2026

Seamless Banking Made Simple

I’ve had a fantastic experience with Revolut so far. The app is incredibly easy to use, payments are instant, and managing money day-to-day feels effortless. Features like budgeting tools, quick transfers, and competitive exchange rates make a real difference. It’s modern, reliable, and genuinely improves how I handle my finances—highly recommended. Reviewed on: 14th February 2026

Fast, secure, experience; good currency availability...

Fast, secure, experience; good currency availability; 24/7 Reviewed on: 14th February 2026

Feedback & Proposal Platform Usability

Dear Revolut Team, I am writing to formally express my concerns regarding the commission structure and certain usability issues within the Revolut platform. Firstly, I find the commission fees for currency exchange between GBP and EUR to be excessively high. The same applies to commissions charged in Forex trading, cryptocurrency transactions, and stock trading. These fees make investing — especially with small or moderate amounts — significantly less profitable and, in many cases, discouraging. Even when investing larger amounts, the proportional fees remain substantial. For users who wish to trade with smaller capital in order to test strategies or gradually build experience, the current commission structure makes this practically unsustainable. Secondly, I am experiencing serious difficulty in managing certain account features. I previously activated the round-up feature, where spare change from purchases is automatically invested in cryptocurrencies. I now wish to deactivate this function, but the option is either very difficult to locate or not clearly accessible. As a result, funds continue to be transferred automatically, and when I attempt to withdraw them, I incur additional fees (for example, losing £1–£1.50 on small £5–£7 amounts). This creates unnecessary financial loss and frustration. Additionally, I find it difficult to quickly access effective customer support to resolve such issues. The communication process could be more straightforward and user-friendly. I would also like to propose the following improvements: Currency exchange up to £1,000 per month should carry very low commission fees. From £1,000 to £5,000, commissions could be moderately higher. Above £5,000, fees may follow your standard corporate policy structure. This tiered model would make Revolut more accessible to everyday users who are not high-net-worth individuals. Furthermore, I strongly suggest that commissions on cryptocurrency and stock trading be reduced to zero or near-zero levels, especially for smaller transactions. Otherwise, active trading with modest capital becomes economically inefficient. Revolut has strong potential as a modern financial platform, but fee competitiveness and platform transparency are critical for long-term user trust and satisfaction. I hope you will seriously consider this feedback and proposal. Reviewed on: 14th February 2026

Great bank, great features, been there 2 years never...

Great bank, great features, been there 2 years never had a issue, runs smooth Reviewed on: 14th February 2026

Revolut broad range of services are excellent!

Revolut services are excellent. Simple to use, well structured, fast and with no added fees or charges it is a no brainer. Reviewed on: 14th February 2026

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