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Ripe Insurance: Photography insurance reviews

4.85
Based on 160 reviews, last reviewed 19th Oct 2025
100% decrease in 5 star reviews
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Latest highest rating:

5

Very straight forward, easy to set up I thankfully haven’t had to make a claim but the process of taking out the insurance was very easy. The website was easy to navigate too. Reviewed on: 19th October 2025
Jess H's avatar
Jess H

Latest lowest rating:

1

I put in a claim in march when my camera bag and kit... I put in a claim in march when my camera bag and kit was stolen. Was told normally takes couple weeks to get sorted may I saw an assessor and then de... Read more Reviewed on: 10th July 2025
Fiona 's avatar
Fiona

About this product

Ripe Insurance offer camera and photography equipment insurance policies.

You can cover up to £60,000 of equipment and they will replace it new-for-old provided it’s under three years old. At Ripe Photography, accidental damage is also covered for up to £60,000.

Ripe camera and photography insurance reviews help you find out what it’s really like to be a customer. If you’ve used Ripe Insurance before, you can also leave a review and share your experience.

Ripe Insurance Photography insurance reviews (160)

Review of the Ripe Insurance, Photography insurance:

The worst company I have EVER dealt with

1
The amount of stress caused and loss of earnings this company has cost me is colossal! The very worst customer service of any company I have ever dealt with. I have had to get the Financial Ombudsman involved, and yet they still are not dealing with my claim in a timely fashion. This is the second claim I have been given the runaround with, yet they are so quick to take your renewal money. They have cost me in productivity and the stress I have encountered dealing with them is just not worth it. I may as well throw my money on a bonfire and at least benefit from the heat that gives...they give you nothing for your money but pain! I have had a damaged Macbook Pro screen since June 2022 and nothing has been done since I made the claim. Last year I dropped my hard drive, and after sending it off to get assessed and having to pay for the diagnosis, they then told me I am not covered for data recovery! I don't really get why I'm paying for a policy as it appears that nothing is covered...what an awful company. They just take your money and give you hell! The positive reviews here are of people who have, fortunately, not had to make a claim yet...God forbid you ever do have to! I have had to resort to now buying another Macbook Pro so I can commence work. So what was the point of me getting insurance with these crooks?? The only time they answer you is on here in public in order to fool those reading these reviews that they do value their customers and want to help. Even after answering one of my reviews they have still yet to action anything. I have sent them 4 different engineer reports detailing the damage but I'm still waiting for something positive to happen. I wish Watchdog was still on TV as this awful organisation should be exposed there. I will ensure that I spread this on all forms of social media and see if I can go to small claims court or something. Please do not take out any insurance with them, and steer clear of Davis Group in general, I can't stress this enough. My experience has been the worst nightmare you can imagine. Reviewed on: 29th November 2022

Painless to use Camera Equipment Cover

5
Concerned as I was going on a domestic trip in February that I'd accidentally let my photo gear insurance lapse I was able to quickly set up replacement cover online, conveniently & competitively. So far I can thoroughly recommend them. Reviewed on: 3rd July 2020

Top price for specialist insurance

5
I had used a competitor previously but when I came to re-new I came across Ripe who offered better cover at a cheaper price... I switched to Ripe. It's good to know I've got good cover if anything happens to my equipment and in the camera world that is highly likely! Reviewed on: 3rd July 2020

So simple and loyal.

5
So easy to set up, quick, efficient and professional. Nice to use a company that deals with your personal situation without numerous complicated form filling in. OK, I didn't make a claim but my premium did not go up either, unlike other companies where the premium goes up no matter what. Reviewed on: 3rd July 2020

best camera insurance l ever had

5
nice friendly company and easy to deal with Reviewed on: 3rd July 2020

Easy and good communication

5
Was simple to create my account and select the product that best suited me - and a fair price!!! Reviewed on: 3rd July 2020

Great cover sensibly priced

5
I’m a member of a photography club and Ripe is always the recommended choice when members ask about insurance! Reviewed on: 3rd July 2020

Excellent service from Ripe

5
Whilst taking out camera insurance out of the first time this past year I found Ripe Insurance to be excellent on each level, a competitive price, quick response to any questions I had, along with an outstanding knowledge within their staff. Overall an pleasant experience to deal with. A 10/10 insurance provider Reviewed on: 2nd July 2020

Ripe Insurance are the best

5
I found Ripe Insurance on the Internet and got a quote from them and found them to be very competitive so took it and have been with them since, not have to make a claim (which is a good thing) but I have peace of mind knowing that they are there for me. Reviewed on: 2nd July 2020

User Friendly

5
User friendly & fast insurance cover to meet a variety of needs. I have insured all my camera equipment with Ripe. Reviewed on: 2nd July 2020

Reliable and Well-Priced

5
I've used Ripe Insurance for my business for the last couple of years now; they're priced well and always reliable, especially in their communications! Reviewed on: 2nd July 2020

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