Smart Money People Logo

Scottish Building Society: Savings reviews

4.90
Based on 3,249 reviews, last reviewed 23rd Mar 2026
26% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good savings rates, local friendly service from Gerard. Good savings rates, local friendly service from Gerard. Reviewed on: 23rd March 2026
Verified source

Latest lowest rating:

1

Very poor communication and service to members Moving account after drop in interest rate. Delay in contact me on day of maturity so delay in receiving money. Then request copy of my bank statement... Read more Reviewed on: 4th February 2026
JENVY's avatar
JENVY

About this product

Scottish Building Society have a wide range of savings accounts to choose from.

Scottish Building Society savings accounts include products with fixed or variable rates, limited or instant access and some can be opened with just £1.

Scottish Building Society’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

Review Scottish Building Society: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Scottish Building Society Savings reviews (3249)

Scottish Building Society Branch Review

5
A return to regular investment would be good, no need for new book each year, option to withdraw a lump sum once each year, all as in the past. Reviewed on: 3rd February 2023

Scottish Building Society Branch Review

5
No complaints at all always good service. Reviewed on: 3rd February 2023

Scottish Building Society Branch Review

5
The lady I spoke to in the Aberdeen branch was extremley nice and helpful. Thank you Reena. Reviewed on: 3rd February 2023

Scottish Building Society Branch Review

4
Your website could be improved, I would find it very useful if I could print off statements and tax certificates in a pdf format. Reviewed on: 3rd February 2023

Scottish Building Society Branch Review

5
It's mutual and face-to-face, helpful and friendly staff, it's Scottish. Reviewed on: 2nd February 2023

Scottish Building Society Branch Review

5
Efficient and friendly staff in the local Aberdeen office, face-to-face contact is important, extremely helpful and accomondating. Reviewed on: 1st February 2023

Slow and Antiquated

1
Opened an online savings account and tried to deposit from my nominated account. Sent funds on Friday and by Monday afternoon there was no sign of them arriving at SBS. Spoke to someone who said I should not expect the funds to be in the account before Tuesday. How slow is this. I have asked for the account to be closed, hoping that they will not send the funds back by pony express with used notes jn an envelope carried by a little man, but with the antiquated systems and procedures it would not surprise me Reviewed on: 30th January 2023

Scottish Building Society Branch Review

5
Great to be able to deal with you by phone and post and to have everything in paper form. Reviewed on: 27th January 2023

Scottish Building Society Branch Review

5
Good rates of interest and easy access on maturity. Reviewed on: 26th January 2023

Scottish Building Society Branch Review

5
Always receive a positive response to any enquiries. Reviewed on: 25th January 2023

Do you have a different Scottish Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Scottish Building Society?

    View all products