Write a review

Newsletter

Go to business site

Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.88 (2765 reviews)

View other Sheffield Credit Union products

4.88

Based on 2,765 reviews, last reviewed 19th Jun 2026

514% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

Read all reviews Write a review

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Sheffield Credit Union Loans reviews (2765)

Number 1

The staff at Sheffield Credit are very professional and friendly they have always made me feel I was the only person in the office so that my enquiry is dealt with without any hassle. Reviewed on: 1st June 2022

Staff

You could not wish to meet a nicer, welcoming or friendly staff as the ones that work at Sheffield credit union. Reviewed on: 1st June 2022

Help

Great way to save for those rainy days when you financially OK. Great interest rates for those that need extra financial help. Reviewed on: 1st June 2022

Quick and easy, fantastic service.

Super supportive customer service, very quick and easy to use. Wonderfully friendly team who I found extremely helpful without judgment. Reviewed on: 1st June 2022

Great range of services

I started using Sheffield credit union as I need a loan and with poor credit and on benefits my options were a high interest loan with a high street money lending place or a much less punitive interest rate with the credit union. They were great to deal with and as an added bonus once my loan was paid off I carried on with the payments, as they were low, and I have been able to save. Credit union was the first step in sorting out my financial problems. It's also good you have a branch to visit or manage your account online. You can also phone if you need to speak to someone. Everyone I have dealt with have been friendly and professional and I did not feel judged. Reviewed on: 1st June 2022

Loans and savings.

I recommend credit union until I go blue in the face. My daughter has finally latched on. Reviewed on: 1st June 2022

brilliant n better then banks or load sharks

You'll not find a cheaper loan company, banks loansharks can't beat our best credit union Reviewed on: 1st June 2022

Time scale

More straightforward and application processing time was very quick. Reviewed on: 1st June 2022

Highly recommended

Managed to finally save something. Reviewed on: 1st June 2022

*******

Great customer service happy to help, easy to apply for and continuous updates over all great experience for the last 5+ years with the company Reviewed on: 1st June 2022

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from My Community Bank 4.80 from 3219 reviews
Loans
from Shawbrook Bank 4.59 from 694 reviews
Personal Loans
from Smart Money Cymru Community Bank 4.32 from 45 reviews

Want to see more from Sheffield Credit Union?

Savings
from Sheffield Credit Union 4.89 from 711 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub