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Sheffield Credit Union: Loans reviews

View other Sheffield Credit Union products
4.88
Based on 2,765 reviews, last reviewed 19th Jun 2026
514% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026
Chidozie M's avatar
Chidozie M

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S
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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Always there to help

5
My credit was damaged from a debt relief order a few years ago but no matter how much I built it back up no one would even consider me for a loan. Sheffield credit union gave me a chance with a small loan and I am so grateful they did. I am now on my third loan with them a d my credit just keeps getting better. They've allowed me to not only do this but to use the money for essential items I would never have been able to buy without their help. Reviewed on: 10th June 2021
Sam's avatar
Sam

brilliant place to save

5
i love how easy it is and how friendly and helpful all the staff are Reviewed on: 10th June 2021
Rie Ratcliffe's avatar
Rie Ratcliffe

Proud to be a member

5
Proof that financial services don't have to be run at the cost of humanitarian policies. Sheffield Credit Union actively assists members manage their finances, not by selling them more products, but by making available advice and services designed with a range of needs in mind. I'm proud that my savings benefit me and others, not the shareholders behind the big banks Reviewed on: 10th June 2021
Gareth Johnstone's avatar
Gareth Johnstone

Helpful and caring company

5
Very reasonable rates and they have been very helpful during the lockdown would reccomend to any one Reviewed on: 10th June 2021
Christine Brown's avatar
Christine Brown

Trustworthy banking

5
I use the credit union because I like their ethics, they provide an efficient, friendly service with real personal communication, which Is lacking in big organisations. Reviewed on: 10th June 2021
Philippa 's avatar
Philippa

Savings

5
I have found this to be the perfect way to save for me its the perfect savings pot for big items I wouldn't normally be able to afford Reviewed on: 10th June 2021
Lesley Wootton's avatar
Lesley Wootton

Excellent service

5
Been with Sheffield credit union for around 22 year, they help me through difficult times when I was a young mum many years ago & I have always kept my account with them ever since. Reviewed on: 10th June 2021
Gail's avatar
Gail

Fantastic service

5
Never been offered less than I've applied for, quick and easy process wouldn't go any where else Reviewed on: 10th June 2021
Katie's avatar
Katie

Best credit union

5
Always a quick and easy application process and dealt with very promptly!! Sheffield!!! The iron and steel of credit unions!!! Reviewed on: 10th June 2021
Ian Houghton 's avatar
Ian Houghton

Safe and confident. Trusting service.

5
I would recommend this service to anyone Reviewed on: 10th June 2021
Deborah 's avatar
Deborah

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