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Sheffield Credit Union: Loans reviews

4.88
Based on 2,765 reviews, last reviewed 19th Jun 2026
514% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026
Chidozie M's avatar
Chidozie M

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Brill services

5
Amazing services, realy helpful, have been a brill service to our selfs for the oast few years now thankyou all at Sheffield credit union Reviewed on: 10th June 2021

Think it is a very useful to have

4
My experience with you was brillient Reviewed on: 10th June 2021

Inclusive banking for everyone

5
I've been a member of Sheffield CU for many years. I use it to save and I know that my savings facilitate others to bank and borrow money safely and at a fair interest rate. The staff team are always helpful and the online service is great. Reviewed on: 10th June 2021

The best way to save for that rainy day

5
Sheffield Credit Union has gone from strength to strength and I am completely happy to invest my saving in it. Knowing I can withdraw or borrow immediately when necessary, while funds are used to help others get on the ladder of having savings for those unexpected times. Reviewed on: 10th June 2021

Get back on your feet

5
Manageable load repayments are fantastic for helping you get back on your feet when finances are tight. Reviewed on: 10th June 2021

Definitely recommend

5
I've been a regular member for many years, it rescued me from being swallowed up by debts and overdraft interest and I have had loans which were easy to repay whilst continuing to save. My daughter has also joined and saves regularly. Though I miss the office and the friendly staff, my online account is easy to access and staff respond quickly to enquiries. I have a very low income and it's a relief to know that I have something to fall back on in an emergency. Reviewed on: 10th June 2021

Excellent, person centred service

5
They are very professional and make you feel special.They treat you with respect and respect your views without prejudice. Always a pleasure to do business with. Reviewed on: 10th June 2021

Easy to sort friendly and professional

5
Fantastic start to finish helped me loads easy to talk to and very professional Reviewed on: 10th June 2021

Why Sheffield Credit Union?

5
I've been a member of Sheffield Credit Union for almost 10 years now and in that time I've been able to save whilst being able to access loans when I need them. Sheffield Credit Union make this effortlessly simple through there online portal and excellent staff who offer top class customer service and are friendly and down to earth. I always recommend Sheffield Credit Union to friends and family who are looking for an alternative to banks or loan companies. Joining Sheffield Credit Union was simple and fast and one of the best decisions I've made, I will continue to be a member as well as spreading the word to potential new customers. 100% recommend! Reviewed on: 10th June 2021

Serving Sheffield's Community

5
A straightforward way to serve the community by encouraging saving and facilitating affordable loans. Thank you. Reviewed on: 10th June 2021

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