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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.88 (2765 reviews)

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4.88

Based on 2,765 reviews, last reviewed 19th Jun 2026

514% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

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Sheffield Credit Union Loans reviews (2765)

Customer service

Staff are always friendly and helpful. Speedy service Reviewed on: 7th April 2025

Muy profesionales y muy excelente la experiencia

Muy profesionales y muy excelente la experiencia Reviewed on: 7th April 2025

Excellent service in all areas fast efficient staff...

Excellent service in all areas fast efficient staff and very friendly Reviewed on: 7th April 2025

I have a very good experience with Sheffield credit...

I have a very good experience with Sheffield credit union Reviewed on: 7th April 2025

I am very happy about the service provided by the un...

I am very happy about the service provided by the union. I got the loan I needed within the time frame. Reviewed on: 7th April 2025

Sheffield credit union is a life saver for me and my...

Sheffield credit union is a life saver for me and my family. Always reliable. Reviewed on: 7th April 2025

Absolutely amazing!

I have used Sheffield credit union for nearly 5 years now and they are absolutely amazing! They not only let you have loans but upon repayment they allow you to save some of your own money too Reviewed on: 7th April 2025

Was a great help at a time I needed help

Was a great help at a time I needed help Reviewed on: 7th April 2025

I have had a bad experience trying to apply for loan...

I have had a bad experience trying to apply for loan based on my savings. I have never been considered. I have been saving with the Union for almost 2 years and each time I apply I have not been successful. I thought loans based on savings are guaranteed but in my case that's not it. Reviewed on: 7th April 2025

Reply from Sheffield Credit Union Hello Hlangano, I'm sorry you've had trouble applying for a loan. Our loans are never guaranteed: as an ethical lender we always do affordability and credit checks, to make sure that we only lend in a way that's affordable and sustainable for you. We're always happy to explain our decisions and let you know what you can do to improve the chances of your future applications being approved, so please get in touch if that would be helpful for you. Response date: 7th May 2025

Iv been with credit union for a good few years now b...

Iv been with credit union for a good few years now been haveing loans also good for savings really good options I would recommend this for anyone who his struggling very help full foe everyone x Reviewed on: 7th April 2025

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