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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2718 reviews)

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4.93

Based on 2,718 reviews, last reviewed 12th Feb 2026

40% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely helpful people, helped me out of a hard time... Lovely helpful people, helped me out of a hard time Reviewed on: 12th February 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2718)

Wanting a loan sheffield credit union is the best very quick and afficient with a loan into your bank account within 48 hours

Totally satisfied with ever aspect of credit union sheffield Reviewed on: 11th August 2023

Good

Good customer service …………………….. Reviewed on: 11th August 2023

Honest Reliable Credit Union

I have had help and support from Credit Union when I have been finding having enough money difficult. I am grateful for the company helping me. Thanks Craig Reviewed on: 11th August 2023

Amazing service

They have saved me so many times, cant thank them enough Reviewed on: 11th August 2023

Best loan and savings company.

When I applied to credit union the offer was £800 with the condition I saved £20 each time i paid £20 back a week so in total I pay £100 a month that comes straight from my child benefit. I have the option to save and build my credit at the same time and the customer service is always amazing. It was the best thing I ever did to help rebuild my credit score. Thank you credit union :) Reviewed on: 11th August 2023

Love it

It's a bank that thinks about it's customers like family n don't rip you off, I love it, helps me out for kids birthdays n Christmas time when I need help the most, I recommend credit union to friends family, I love it Reviewed on: 11th August 2023

Good customer service

I have been with Sheffield credit union for some years now and they have been very helpful to me especially regarding loans Reviewed on: 11th August 2023

Quick and efficient service

I applied for a loan and once they had the relevant paperwork it was approved within 48hrs. The service was excellent from the first point of contact on applying to signing the agreement Reviewed on: 11th August 2023

Brilliant

I’ve had bad credit and struggled to rebuild my credit score because of this but credit union accepted my loan request and I’ve since had a second never missed a payment interest is fair and repayments are low great service I’ll definitely continue to use and recommend credit union Reviewed on: 11th August 2023

A1 service

Seamless online application process with quick decision by knowledgable helpful and friendly staff offering fair interest rates. Reviewed on: 11th August 2023

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