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Sheffield Credit Union: Loans reviews

4.87
Based on 2,757 reviews, last reviewed 9th Jun 2026
414% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always found everyone very helpful and it's quick to... Always found everyone very helpful and it's quick to get a decision Reviewed on: 9th June 2026
Sandra Sutcliffe 's avatar
Sandra Sutcliffe

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2757)

Quick. Easy loan application

5
I applied for a loan online and the process is very simple and easy. I like that repayments also combine savings so at the end of the payment term you will have saved up a small amount of savings. The staff were always helpful and polite when talking on the phone. Thanks fir a hassle free loan Reviewed on: 12th August 2023

Sheffield Credit Union is there for everyone for every loan !

5
From a debt ridden with bad credit score it only took less than a year to build up my credit score by saving with Sheffield Credit Union and able to take out a loan. Reviewed on: 12th August 2023

Great

5
Great and wonderful service, they encourage good savings and give best advice on how to pay back loans Reviewed on: 12th August 2023

There when I needed the

5
It's simple really, when I was at a low point with regards to my finances, Sheffield credit union were the only ones to help me get back on my feet financially, it's because of them that I am now in the position financially that I am today. I'll be for every grateful to then for that Reviewed on: 12th August 2023

Loans

5
100% helped me out defo recommend Reviewed on: 12th August 2023

Affordable loans, fast decisions and good customer service.

5
I have been a member for many years (approximately 15+) and always have had a good experience when dealing with Sheffield credit union. I have found the loans affordable and an opportunity to save as I need, withdrawal is quick and easy if needed using the members app. Polite and quick decisions made when dealing with staff. Reviewed on: 12th August 2023

Credit union

5
Always there to help in all situations friendly lovley team can always rely on them to help with savings and loans the best. Reviewed on: 12th August 2023

Best supportive vommunity lender

5
Myself and my family have been with credit Union for years, they have got us for life as they are always willing to help if possible. Rates are kept at a low minimum too. Reviewed on: 12th August 2023

Best customer service ever ...

5
They have a great customer service really polite and very understanding Reviewed on: 12th August 2023

Mr Kevin Haywood

5
I use Sheffield credit union all the time I’m saving with credit union where I’m buying a new mobility scooter I’ve kept saving has I’ve had loans for past eight years has credit union has helped me tremendously where I’ve been with my HSBC 33 years and no help whatsoever when approached for a loan I’ve always had hundred per cent service from credit union Sheffield the staff are very friendly and helpful and I would recommend Sheffield credit union has the best lender any day Reviewed on: 12th August 2023

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