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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Nothing could have been easier in my dealings with S...

5
Nothing could have been easier in my dealings with Smartsave. And a very excellent rate too. Reviewed on: 26th January 2024

Invested fixed savings .

5
Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Their fixed rate saver is a really good savings product

5
Their fixed rate saver is a really good savings product - simple to set up online, competitive interest rate, easy end of term process (withdraw or reinvest). Reviewed on: 22nd January 2026

Competitive rates, great service

5
Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025

Had an attractive interest rate so I invested.

4
Had an attractive interest rate so I invested. When matured could not open another account as I had left it too late Reviewed on: 12th June 2025

Great savings bank

5
Extremely good app and great rates Reviewed on: 12th June 2025

Great service and easy to use screens

5
Great service and easy to use screens Reviewed on: 11th April 2025

simple online process, good rates

4
simple online process, good rates Reviewed on: 24th March 2025

Pension savings

5
Simple online process and good rates Reviewed on: 26th February 2025

Straightforward savings

5
The fixed saving account was easy to open, straightforward to monitor and manage. Maturing funds were prompt and online experience was problem free. Everything I wanted with the best rates available at the time. Reviewed on: 26th February 2025

SmartSave excellent for savings

5
Giving you the best rates for your money. Easy and simple to process online. You need to get as much as you can for your money nowadays. SmartSave can help you with any of your investments. I found their Fixed Rates Bonds the best for 2025. Reviewed on: 22nd January 2025