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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Smart move to SmartSave

5
We read lots of reviews and savings advice before opening our fixed rate account with SmartSave. The online application was simple and straightforward and we have been kept informed at all appropriate stages. A professional service that is highly rated for good reason Reviewed on: 26th January 2024
Mick E Downing's avatar
Mick E Downing

Simple to set up.

5
Simple to set up. Excellent communication. Great value. Reviewed on: 26th January 2024
Andy C's avatar
Andy C

Easy to set up

5
Very good rate and easy to set up and have access Reviewed on: 26th January 2024
Amanda C's avatar
Amanda C

Excellent savings bank

5
Was very easy to set up my account and the rate of interest competitive. The ease of using the site is as good as any other banking app that i use Reviewed on: 26th January 2024
Chris Meaney's avatar
Chris Meaney

Account very easy to use.

5
Account very easy to use. I spoke to staff and they were really helpful. Reviewed on: 26th January 2024
SJ's avatar
SJ

Smartsave - good up to a point

4
Smartsave offer good rates, but only allowing one account at any one time is very restrictive and does not allow me to maximise savings. Reviewed on: 26th January 2024
Linda H's avatar
Linda H

High dividend

5
SmartSave paid a high dividend: it always kept you informed and was very reliable. Reviewed on: 26th January 2024
David C's avatar
David C

Opening Savings Account

5
Very easy to open the account and to move money across. An excellent website and service. Reviewed on: 26th January 2024
Bob's avatar
Bob

Easy to set up the account and was reminded in plent...

5
Easy to set up the account and was reminded in plenty of time about it maturing Reviewed on: 26th January 2024
Lindsay M's avatar
Lindsay M

The whole process was very easy!

4
The whole process was very easy! Initially, I didn’t know of Smartsave and confidence is everything with banking, and now I would recommend to friends and family. Reviewed on: 26th January 2024
Dee Walker's avatar
Dee Walker

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