Smart Money People Logo
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2547)

Easy to set up

5
Very good rate and easy to set up and have access Reviewed on: 26th January 2024
Amanda C's avatar
Amanda C

Excellent savings bank

5
Was very easy to set up my account and the rate of interest competitive. The ease of using the site is as good as any other banking app that i use Reviewed on: 26th January 2024
Chris Meaney's avatar
Chris Meaney

Account very easy to use.

5
Account very easy to use. I spoke to staff and they were really helpful. Reviewed on: 26th January 2024
SJ's avatar
SJ

Smartsave - good up to a point

4
Smartsave offer good rates, but only allowing one account at any one time is very restrictive and does not allow me to maximise savings. Reviewed on: 26th January 2024
Linda H's avatar
Linda H

High dividend

5
SmartSave paid a high dividend: it always kept you informed and was very reliable. Reviewed on: 26th January 2024
David C's avatar
David C

Opening Savings Account

5
Very easy to open the account and to move money across. An excellent website and service. Reviewed on: 26th January 2024
Bob's avatar
Bob

Easy to set up the account and was reminded in plent...

5
Easy to set up the account and was reminded in plenty of time about it maturing Reviewed on: 26th January 2024
Lindsay M's avatar
Lindsay M

The whole process was very easy!

4
The whole process was very easy! Initially, I didn’t know of Smartsave and confidence is everything with banking, and now I would recommend to friends and family. Reviewed on: 26th January 2024
Dee Walker's avatar
Dee Walker

Easy account to open and good interest rate

5
it was very easy to open the account and a good interest rate. once the year ended i was sent all the options to either reinvest or withdraw. all very simple Reviewed on: 26th January 2024
suzanne 's avatar
suzanne

Very easy to invest everything straight forward

5
Very easy to invest everything straight forward Reviewed on: 26th January 2024
Mark c's avatar
Mark c

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill