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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

What I expected.

5
To be honest I haven’t had much of an experience… I saw the rate, transferred the money and that’s that. Occasionally I check to see if the money is still there because I’ve never spoken with anyone at the company. Reviewed on: 26th January 2024
Thomas E's avatar
Thomas E

Easy to use Savings Acct

5
Downloaded the app and added money into the savings acct after reading excellent reviews. Easy, straightforward and quick to complete the procedure. Reviewed on: 26th January 2024
Alison C's avatar
Alison C

Customer service is excellent and you can actually s...

5
Customer service is excellent and you can actually speak to a person who was easy to talk with Reviewed on: 26th January 2024
Maureen r's avatar
Maureen r

Very easy setup compared to a rival

5
Very easy setup compared to a rival Reviewed on: 26th January 2024
Keith e's avatar
Keith e

good interest rates which are up with the best around.

5
good interest rates which are up with the best around. Rates don't go down at end of term. Win win. Reviewed on: 26th January 2024
EMP's avatar
EMP

Smart move

5
Account set up without issues. Good interest rate. Reviewed on: 26th January 2024
Colin D's avatar
Colin D

SmartSave for SmartInvesting

5
A straight forward and easy online method of saving. Reviewed on: 26th January 2024
Peter Boxall's avatar
Peter Boxall

Easy to use easy

4
Easy to use online and easy to access your account to view the balance Reviewed on: 26th January 2024
Rachel A's avatar
Rachel A

Act in haste, repent at leisure

3
Locked in a low rate in a rising market with no cooling off period. I won't be taking out any more 12 month fixes, here or elsewhere. But of the 7 one-year bonds I took out, this was the lowest rate. Reviewed on: 26th January 2024
Toby S's avatar
Toby S

Great value, intuitive and easy.

5
Smartsave offered a great interest rate at the time I used them and I had no issues putting money into my account, it was all very straight forward and easy to do. Reviewed on: 26th January 2024
James M's avatar
James M

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