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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Clear instructions and good customer service.

5
Clear instructions and good customer service. Reviewed on: 26th January 2024

It was hard to set up an account, the website doesn'...

1
It was hard to set up an account, the website doesn't seem very professional for a bank. Reviewed on: 26th January 2024

Excellent rates

5
Excellent rate and hassle free transactions Reviewed on: 26th January 2024

Easy and Safe

5
It was extremely easy to set up a SmartSave account and I feel safe having my money invested here. Reviewed on: 26th January 2024

seamless ability to open an account.

5
seamless ability to open an account. Website easy to navigate. Reviewed on: 26th January 2024

Excellent product and service

5
Excellent service via the Internet, great value product, easy to shift to a new product upon maturity, absolutely no complaints, can't think of any improvements, very happy Reviewed on: 26th January 2024

Good service, easy process.

4
Good service, easy process. Would like better rates! Reviewed on: 26th January 2024

Overall Experience

5
Excellent rates of interest and easy to apply online. Reviewed on: 26th January 2024

Easy to set up.

5
Easy to set up. Money is secure with a good interest rate Reviewed on: 26th January 2024

Easy Manageable account

5
very easy to open account & no problems Reviewed on: 26th January 2024

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