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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Mistromino

3
Always good experience easy to understand when you are trying to get a good rate Reviewed on: 26th January 2024

Best interest rates

5
Both myself and spouse have accounts with smartsave,we chose them because they had the best interest rates at the time Reviewed on: 26th January 2024

Full marks to SmartSave

5
I have used SmartSave on a number of occasions to invest in Fixed Rate Bonds, because their rate of interest was the best at the time. Their on-line application is simple, being easy to navigate and understand. Their response is swift and informative, guiding you through various steps from initial enquiry to deposit. I shall be investing with them again in a couple of weeks. Reviewed on: 26th January 2024

A good portal

4
The website for savings is very good Reviewed on: 26th January 2024

Competitive interest rates.

4
Competitive interest rates. Easy to set up Reviewed on: 26th January 2024

Easy and clear

5
Easy, clear and great rate. Love how it's online, simple. Reviewed on: 26th January 2024

A really good choice

4
Simple to set up and clear comms. Reviewed on: 26th January 2024

Great interest rate and investment choices

5
Great interest rate and investment choices Reviewed on: 26th January 2024

Easy to set up a savings account.

5
Easy to set up a savings account. Good rate of interest. Will be reinvesting. Reviewed on: 26th January 2024

Very easy to follow interface and so easy to track w...

5
Very easy to follow interface and so easy to track what's where. Reviewed on: 26th January 2024