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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Smart Move to Smart Money

5
Great interest rate and easy to invest Reviewed on: 5th April 2023

Go for it

4
Easy to use and great interest rates Reviewed on: 5th April 2023

Swift n simple n safe

5
Used for keeping some hard earned savings. Easy and straightforward access to finances in a fast and slick manner. Faultless website and so easy to negotiate. Fully recommended to anyone who wants a secure and safe place for your savings. Reviewed on: 5th April 2023

Best plan so far

4
One of the best savings plan by far. Reviewed on: 5th April 2023

Easy

5
Very easy to manage the account with a great interest Reviewed on: 5th April 2023

Excellent Experience

5
From recommendation to policy - nothing could have been simpler. Recommended to friends already. Reviewed on: 5th April 2023

Just started but so far so good

4
Really happy so far with the experience. We opened a saving account less than 1 year ago with the best interest rate at the moment we applied. The application was fast and easy. Reviewed on: 5th April 2023

Simple Process

5
Good information, easy to understand and process Reviewed on: 30th March 2023

Brilliant company

5
Love this company, I told all my friends about this one Great intrest rates as well Well done smartsave Reviewed on: 23rd March 2023

Very competitive

4
I've had no issues with the bank. The saving account had a very good interest rates and at the end of term the money was transferred back to my account without any problems. Would recommend. Reviewed on: 23rd March 2023