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SmartSave: Savings reviews

4.76
Based on 2,542 reviews, last reviewed 26th Feb 2025
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Pension savings Simple online process and good rates Reviewed on: 26th February 2025
David 's avatar
David

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2542)

Review of the SmartSave, Savings:

Great rates to lock in your money regular comms to...

5
Great rates to lock in your money regular comms to update you, an easy account to manage Reviewed on: 30th March 2024

Smooth and streamlined experience

4
Banking with smart save has been a smooth and streamlined experience. Very satisfied! Reviewed on: 13th March 2024

All went smoothly.

5
All went smoothly. One of most competitive rates. Reviewed on: 12th March 2024

Excellent user friendly accounts

5
Very simple, easy to set up online accounts. Clear instructions and explanations. Website easy to read, information displayed in a user friendly format. Visual tables showing how different levels of investment will perform are excellent. Reviewed on: 12th March 2024

Clear and concise information for investors

5
It was so easy to reinvest with clear and concise guidance. Contacted in good time to make the right decision. Would recommend to others to invest in Smartsave. Will continue to invest in the future. Very good interest rates to protect this and future investments. Reviewed on: 11th March 2024

Great rates.

5
Great rates. Straightforward web-based savings Reviewed on: 9th March 2024

Very competitive rates and easy to open online.

5
Very competitive rates and easy to open online. Reviewed on: 9th March 2024

Good website.

5
Good website. Good communication. Reviewed on: 7th March 2024

Considerate customer care

5
Smartsave offered the best savings rate when I was looking to deposit some money. Then, when within a year, my circumstances had changed quite a lot, I asked to withdraw money even though I had committed myself to a two year deposit. In all my dealing with Smartsave since they have been professional and considerate, responded swiftly and eventually let me withdraw funds, which was very helpful. Reviewed on: 7th March 2024

Why use Smartsave

5
Great rate,easy to use and very good communication, keeping me up to date on my investment Reviewed on: 5th March 2024

Smartsave is the smart choice!

5
The process of setting up the account was swift and straightforward. The communication has been effective and access to my financial details has been problem free. Payments have been delivered efficiently and punctually. I would highly recommend Smartsave. Reviewed on: 5th March 2024