Write a review

SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2547 reviews)

View other SmartSave products

4.76

Based on 2,547 reviews, last reviewed 13th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

Read all reviews See your review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2547)

Review of the SmartSave, Savings:

An easy way to save - for everyone

Smartsave makes it easy for savers to navigate the often complex world of saving money. It is straightforward, easy to navigate and bound by a level of security that brings about confidence. Reviewed on: 6th March 2023

Great rate for 1 yr fixed savings and very easy to d...

Great rate for 1 yr fixed savings and very easy to do the transaction Reviewed on: 18th March 2024

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

simple easy

Very good experience simple easy to access & provides a fair return on funds saved Reviewed on: 17th March 2024

Easy and good rates too

Fairly easy to open account. Competitive rates. Reviewed on: 16th March 2024

Very easy to set up an account.

Very easy to set up an account. Easy website and good information. Reviewed on: 15th March 2024

Opening an account was very quick and easy to do

Opening an account with SmartSave was very quick and straight forward to do. The interest rate was one of the best for a 1 year fixed account. The online site is simple but does the job, there are no unnecessary frills with the site, but it does show you the info you need. Reviewed on: 14th March 2024

Smooth and streamlined experience

Banking with smart save has been a smooth and streamlined experience. Very satisfied! Reviewed on: 13th March 2024

All went smoothly.

All went smoothly. One of most competitive rates. Reviewed on: 12th March 2024

Excellent user friendly accounts

Very simple, easy to set up online accounts. Clear instructions and explanations. Website easy to read, information displayed in a user friendly format. Visual tables showing how different levels of investment will perform are excellent. Reviewed on: 12th March 2024

Clear and concise information for investors

It was so easy to reinvest with clear and concise guidance. Contacted in good time to make the right decision. Would recommend to others to invest in Smartsave. Will continue to invest in the future. Very good interest rates to protect this and future investments. Reviewed on: 11th March 2024

Alternative products

Savings accounts
from Moneybox app 4.94 from 932 reviews
Savings
from Penny Post Credit Union 4.91 from 721 reviews
Online Saver
from Triodos Bank 4.95 from 974 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub