Write a review

Go to business site

SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2547 reviews)

View other SmartSave products

4.76

Based on 2,547 reviews, last reviewed 13th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

Read all reviews See your review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2547)

Review of the SmartSave, Savings:

You can only open 1 account.

Once I find a company I like I want to be able to open other accounts with them which should then be easy as they have your details aready. But you can only have the one account no matter what the balance. Too much effort so once it matures I'l be leaving them. Plenty of others out there offering decent service and rates Reviewed on: 8th August 2023

Very easy to use.

Very easy to use. Good interest rate Reviewed on: 23rd February 2024

I have saved money with smart save and had no issues.

I have saved money with smart save and had no issues. Reviewed on: 23rd February 2024

SmartSave makes saving easy

It's easy to open a new account with SmartSave and they offer good interest rates on savings. Reviewed on: 22nd February 2024

Great savings!

Smartsave is a smart way to save! Reviewed on: 21st February 2024

Simple & Easy

I opened an account with Smartsave a while ago. It was easy to do. I haven't been bombarded with texts/emails since that time, and only recently to inform me of the anniversary of my investment. Reviewed on: 21st February 2024

Satisfied customer

Everything was very easy to use, and i was informed when important things were happening Reviewed on: 21st February 2024

Fantastic service

Competitive rates, easy to navigate, hassle-free, great communication and informative. Reviewed on: 21st February 2024

SMART SAVE GAVE THE BEST RATE OF RETURN I COULD FIND.

SMART SAVE GAVE THE BEST RATE OF RETURN I COULD FIND. IT WAS EASY TO OPEN AN ACCOUNT AND THEY HAVE KEPT ME UP TO DATE WITH ACCOUNT BUSINESS Reviewed on: 21st February 2024

Great thanks very much.

Great thanks very much. Great to have my money somewhere safe where it’s working hard for me! Reviewed on: 20th February 2024

Simple intuitive application process with market lea...

Simple intuitive application process with market leading returns Reviewed on: 20th February 2024

Alternative products

Everyday e-Saver
from first direct 4.63 from 12 reviews
Savings
from The Cumberland 5.00 from 17 reviews
95 Day Notice Account
from RCI Bank 4.85 from 505 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub