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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

So easy to put money away for a year.

5
So easy to put money away for a year. Money paid straight back into my bank account on the maturity date. Good rate offered to save again for another year. Would of done but need the money for house purchase. Reviewed on: 26th January 2024

Great savings bank

5
I found Smartsave a good bank to save with. I have not had any issues. Reviewed on: 26th January 2024

I got a very good interest rate with no difficulty a...

5
I got a very good interest rate with no difficulty and the service was faultless Reviewed on: 26th January 2024

Website a bit difficult could do with updatining

4
Website a bit difficult could do with updatining Reviewed on: 26th January 2024

Easy and clear saving

5
Easy and clear website. Straight forward and all you need if you want to save money at good rates. Reviewed on: 26th January 2024

very easy to log in and navigate website

5
very easy to log in and navigate website Reviewed on: 26th January 2024

Seamless experience

4
Seamless experience, good rate, what more can I say? Reviewed on: 26th January 2024

Hassle-free setup

5
A good fixed rate for savings. Hassle free to set up, no complaints. Reviewed on: 26th January 2024

Does what it says on the tin

5
Simple to open and manage an account Reviewed on: 26th January 2024

Easy access to information and no frills.

5
Easy access to information and no frills. Simple process and quick. Reviewed on: 26th January 2024