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Starling Bank: Under 16s card reviews

4.89
Based on 3,124 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026
Stu R's avatar
Stu R

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024
Anon's avatar
Anon

About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

Starling Bank Under 16s card reviews (3124)

Review of the Starling Bank, Under 16s card:

Straight forward easy to use .

5
Straight forward easy to use . Great way to teach children money management skills safely. Value the ability to vary spending allowance and to be able to switch off account if the card has been mislaid by forgetful teenager Reviewed on: 14th April 2024

Been great for my child easy to use and track my chi...

5
Been great for my child easy to use and track my child's spending Reviewed on: 12th April 2024

The Kite account is really easy to use and s good st...

5
The Kite account is really easy to use and s good start for children learning about money. The fact that they can have a debit card and their own app allows independence. I like that I can also see the account on my app so I keep track of my sons spending. I thought that the fee per month was cheap anyway but when starling made the kite account free it felt like they really cared about their customers. Reviewed on: 12th April 2024

After being with hsbc for over 30 years with terribl...

1
After being with hsbc for over 30 years with terrible service and outdated app I cannot believe how helpful this bank is and so accessible on my phone .. really glad I opted to move with the times Reviewed on: 12th April 2024

Its been a really easy and intuitive experience.

5
Its been a really easy and intuitive experience. I would not hesitate to recommend. Reviewed on: 12th April 2024

Great bank

5
I have no issues with starling. It's so easy to use. Especially with the kids accounts. I also recommend them. Reviewed on: 12th April 2024

Brilliant experience to teach your children financia...

5
Brilliant experience to teach your children financial skills. Reviewed on: 12th April 2024

Be efficient and user friendly, has alot of security...

5
Be efficient and user friendly, has alot of security features to keep my accounts safe and overall a good bank for kids adults and business. Reviewed on: 12th April 2024

6 year old loves his account!

5
My 6 year old son loves his account and having a debit card has sparked his interest in learning about money :) Reviewed on: 12th April 2024

The kit card is great but but is so restricted.

1
The kit card is great but but is so restricted it cannot treated as as card a child can spent on, because it doesn't support apple pay or the use for online payments Reviewed on: 12th April 2024
Reply from Starling Bank Hi Jay, we're sorry to hear this. The Kite card can be used online - https://help.starlingbank.com/personal/topics/starling-kite/. If you're having issues with the card online, please come through live chat in the app, so we can take a look into this for you. We'll share feedback with our team about having Kite cards on mobile wallet. Team Starling Response date: 25th April 2024
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Starling Bank

Great kids account

5
Great from the start account was so easy to open. Can’t wait for my youngest to turn 6 so I can open his account Reviewed on: 12th April 2024

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