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StepChange: Debt advice reviews

4.95
Based on 16,826 reviews, last reviewed 20th May 2026
101500% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

It was getting to the stage I was asking if my debt... It was getting to the stage I was asking if my debt would be passed on in the event of my death. I was seriously thinking that this was my only way ou... Read more Reviewed on: 20th May 2026
Gary 's avatar
Gary

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16826)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Excellent

5
StepChange have been fantastic at managing my debt management plan. They are easy to talk to, non-judgmental and efficient at dealing with any queries. I finally feel like I am on the right track to clearing my debts in less than five years with their help. Reviewed on: 7th July 2023

Taken so much pressure off us

5
Joined step change after being with the FWG debt management plan who were charging £6000 in fees to manage our debts for us where as step change have been even more helpful and don’t charge a penny with the cost of living the way it is has made our financial worries a lot less stressful there friendly staff always on hand to help should you have a problem with your plan and also the availability of the online access is fantastic. Reviewed on: 7th July 2023

Life Changing

5
There is a point when I’m Debt, you know the only way for change, is help. This was given to me, all the way with Step Change and not once did I feel any judgement- everything is designed to help you come back to a sense of control and management through very difficult times. A very big thank you. Reviewed on: 7th July 2023

Amazing company! Easy communication and excellent service

5
Helped me with all my debts put into one affordable monthly payment! Reviewed on: 7th July 2023

Very good

5
They all been there for me Thanks you all for help me Reviewed on: 7th July 2023

Amazing how easy it is!

5
Soon I’m going to be free of a debt and all because of help of Step Change. My monthly repayments for each creditors ware huge. My financial situation was not the best and my stress level raised each day. I’m happy that I found a better solution with Step Change. The customer service is incredible. Thank You. Reviewed on: 7th July 2023

Always super helpful and accurate

5
Every discussion with step change always has a positive outcome, they are none judgement, professional and experts in their field. Reviewed on: 7th July 2023

Saved me

5
Without Stepchange i dont know what i would have done. Everything felt like it was closing in and their advice made me see the woods through the trees, Those staff might very well have saved my life. Thank you Stepchange Reviewed on: 7th July 2023

A way out of a rut at last

5
The help and advice Step Change provide is such a relief after being stuck in a pickle for some time, they have helped find a way our, so nice to be able to speak to friendly knowledgeable people as well as have excellent online services Reviewed on: 7th July 2023

Brilliant!!!!

5
So helpful and made me feel so at ease with a difficult subject to talk about. Great support and made everything so simple. Has helped me and my family in every way. Reviewed on: 7th July 2023