Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,820 reviews, last reviewed 19th May 2026
101200% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I would wholeheartedly champion them to anyone. I have been with stepchange three years. And they have given me all the support and help needed when help has been desperately in need. I would whole ... Read more Reviewed on: 19th May 2026
Lisa Parkinson's avatar
Lisa Parkinson

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16820)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Saved my life

5
Without step change I don't know what I would have done my debts where beoned my control I was loseing sleep with worry and on more than piont I thought about ending my life but step change have taken out the part off stress out off my life Reviewed on: 12th August 2022

Amazingly friendly

5
Since I started with them on a dmp in September 2020 they have been amazing and when you first contact them they help you to go through everything and the whole team are amazingly friendly I always highly recommend them to anyone Reviewed on: 12th August 2022

Really Supportive

5
I suffer from PTSD from my Army career and got into money problems. I phone StepChange and they have supported me through the 5 year process. They have shown empathy, support and are there to listen anytime you need them. The take all the stress and worries away so you have a better quality of life. My last payment is due at the beginning of November 2022. I couldn't thank them enough. Reviewed on: 12th August 2022

Great company

5
Stepchange are and have helped me sort my debts and helped with my anxiety a bit. Reviewed on: 12th August 2022

Invaluable belp

5
Efficient and friendly when unsure how to approach a problem they came up with the solution Reviewed on: 12th August 2022

Amazing

5
Ringing Stepchange was the best phone call I have ever made. They have helped me turn my life around and helped me to with advice to learn to live again and not be afraid of the postman coming, the phone ringing or answering a knock on the door. Thank you. Reviewed on: 12th August 2022

Literally a life belt in a sea of depression

5
Feeling suicidal and depressed after loosing my job and been out of work for 12 weeks I couldn’t keep up with my debt repayments. Step change helped me consolidate my repayments into a monthly affordable amount. I was at my lowest ebb, suicidal and could see no way out. They literally saved me Reviewed on: 12th August 2022

Excellent empathetic service

5
I was in a very bad and worrying situation after paying for an unexpected funeral and I could not see any way out of my distressing situation . However Step Change came in with such friendly help and service to complete a debt plan to manage within my budget. They were life savers to me. Reviewed on: 12th August 2022

DEBT

5
Peace of mind. Thankyou StepChange Reviewed on: 12th August 2022

Helping when you desperately need someone

5
Absolutely could not fault the help I received huge peace of mind after I made that initial call Reviewed on: 12th August 2022